Snowmobile Insurance
 
Snowmobile insurance to protect the investment
that you have in your snowmobile

There's no better feeling than flying across fresh powder on your snowmobile. But are you and your sled protected if a breakdown or tree stump gets in your way?

Our snowmobile insurance policies can give you the specialized coverage at a great price. Talk to one of our agents about what's available and get started on your snowmobile insurance quote.

Don't pay more than you have to for quality snowmobile insurance coverage. We will give you a variety of insurance discounts based on things like your payment method and other policies you hold. An agent can help you understand all the ways you can save.

Additional insurance coverages for your snowmobile

Auto and home policies rarely provide enough supplemental coverage for your snowmobile. With our policies you can get basic coverage for about $15 per month on average. It can help keep you and your sled safe whether it's in storage or out on the trail. Check out some of the basics:

Bodily injury liability
If someone is hurt in an accident you cause, this typically covers that person's medical expenses.

Property damage liability
If you're at fault in an accident that causes damage to another person's property, this helps pay for the repairs to things like vehicles, homes and buildings.

Collision coverage
Reimburses the cost of repairing your snowmobile after a collision with another object, such as another snowmobile, tree or fence.

Comprehensive coverage
Covers damage done to your snowmobile due to: flooding, wind, vandalism, theft or other reason not involving a crash with another vehicle.

Snowmobile insurance options

No need to compromise on your coverage. Our snowmobile insurance is affordable from the outset, and there are plenty of discounts to help you maximize your savings. When you talk to one of our agents he or she can walk you through how to qualify for discounts like:

Multi-policy discount
More policies mean more savings. If you have another policy with us you can get a discount.

Full-pay discount
Want to pay less on your snowmobile premium? Simply pay for it in full.

Automatic payments
Keep your payments on track and save by setting up automatic withdrawals from your checking or savings account.

Safety course discount
Taking a safety course keeps your snowmobile skills sharp. It benefits your wallet, too

Call us today for your free
snowmobile insurance quote
(952) 473-2110

 
 If you like the numbers that we send you - you can start your new
snowmobile insurance policy over the phone.  It's that simple!

 

MINNESOTA cities that the Jim Harper Insurance Agency serves:

Afton, Albert Lea, Andover, Annandale, Anoka, Anoka County, Apple Valley, Arden Hills, Austin, Bayport, Bethel, Blaine, Bloomington, Brainerd, Brooklyn Center, Brooklyn Park, Buffalo, Burnsville, Champlin, Chanhassen, Chaska, Cloquet, Columbia Heights, Coon Rapids, Corcoran, Cottage Grove, Cross Lake, Crystal, Dakota County, Dayton, Deephaven, Delano, Dellwood, Detroit Lakes, Duluth, Eagan, Eden Prairie, Edina, Elk River, Excelsior, Fairmont, Falcon Heights, Faribault, Farmington, Forest Lake, Fridley, Fergus Falls, Gem Lake, Golden Valley, Grand Rapids, Greenfield, Greenwood, Hamel, Hastings, Hennepin County, Hibbing, Highland Park, Hopkins, Independence, Inver Grove Heights, Lake Elmo, Lakeland, Lakeville, Lauderdale, Lexington, Lilydale, Lino Lakes, Little Canada, Long Lake, Loretto, Mahnomen, Mahtomedi, Mankato, Maple Grove, Maple Lake, Maple Plain, Maplewood, Mayer, Medina, Mendota Heights, Minneapolis, Minnetonka, Minnetonka Beach, Minnetrista, Monticello, Mound, Mounds View, Navarre, New Brighton, New Hope, Newport, North Mankato, North Oaks, North St. Paul, Norwood, Oakdale, Orono, Plymouth, Prior Lake, Ramsey, Ramsey County, Richfield, Robbinsdale, Rochester, Rockford, Rogers, Rosemount, Roseville, Savage, Shakopee, Shoreview, Shorewood, South St. Paul, Spring Lake Park, Spring Park, St. Anthony, St. Bonifacius, St. Cloud, St. Croix, St. James, St. Louis Park, St. Michael, St. Paul Park, Stillwater, Tonka Bay, Vadnais Heights, Victoria, Waconia, Washington County, Watertown, Wayzata, West St. Paul, White Bear Lake, Woodbury, Worthington, Wyoming, Young America, Zimmerman.
 
WISCONSIN cities that the Jim Harper Insurance Agency serves:

Allouez, Appleton, Ashwaubenon, Baraboo, Beaver Dam, Bellevue, Beloit, Brookfield, Brown Deer, Burlington, Caledonia, Cedarburg, Chippewa Falls, Cudahy, De Pere, Eau Claire, Fitchburg, Fond du Lac, Fort Atkinson, Franklin, Germantown, Glendale, Grafton, Grand Chute, Green Bay, Greendale, Greenfield, Hartford, Howard, Hudson, Janesville, Kaukauna, Kenosha, La Crosse, Little Chute, Madison, Manitowoc, Marinette, Marshfield, Menasha, Menomonee Falls, Menomonie, Mequon, Merrill, Middleton, Milwaukee, Monroe, Mount Pleasant, Muskego, Neenah, New Berlin, Oak Creek, Oconomowoc, Onalaska, Oshkosh, Pewaukee, Platteville, Pleasant Prairie, Plover, Port Washington, Racine, Richfield, River Falls, Sheboygan, Shorewood, South Milwaukee, Stevens Point, Stoughton, Suamico, Sun Prairie, Superior, Two Rivers, Watertown, Waukesha, Waunakee, Waupun, Wausau, Wauwatosa, West Allis, West Bend, Weston, Whitefish Bay, Whitewater, Wisconsin Rapids.

IOWA cities that the Jim Harper Insurance Agency serves:

Altoona, Ames, Ankeny, Atlantic, Bettendorf, Boone, Burlington, Carroll, Cedar Falls, Cedar Rapids, Charles City, Clear Lake, Clinton, Clive, Coralville, Council Bluffs, Creston, Davenport, Decorah, Denison, Des Moines, Dubuque, Estherville, Fairfield, Fort Dodge, Fort Madison, Grinnell, Hiawatha, Independence, Indianola, Iowa City, Johnston, Keokuk, Knoxville, Le Mars, Maquoketa, Marion, Marshalltown, Mason City, Mount Pleasant, Muscatine, Nevada, Newton, Norwalk, Oelwein, Oskaloosa, Ottumwa, Pella, Perry, Red Oak, Sioux Center, Sioux City, Spencer, Storm Lake, Urbandale, Washington, Waterloo, Waverly, Webster City, West Des Moines.

Our insurance agents
:
- Chris Zwilling, insurance agent
- Charlene Harper, insurance agent
- Jim Harper, insurance agent and agency owner
 
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